//About

Owner-operators
of consumer fintech.

770 Technology isn't a fund. It isn't a studio-for-hire. It's a holding company that builds, owns, and operates the products inside it.

We started 770 with a simple thesis: the best fintech is built by the people running it. Not licensed. Not white-labeled. Built.

Our products live under one roof. The same team that wrote the ledger answers the support ticket. The same engineers who designed the onboarding flow watch the funnel. That tight feedback loop is the entire point.

Pennylime is the first product in the portfolio. It won't be the last.

// principles

Four rules. Everything else flows from them.

P-01

We ship.

Software in production beats decks in inboxes. Always.

P-02

We own the stack.

From the ledger to the UI. No white-labels. No rented IP.

P-03

We operate at scale.

Founders on the on-call rotation. Operators close to the customer.

P-04

We compound.

One product done right unlocks the next. We build a portfolio, not a pitch deck.

// timeline

Trail log.

  1. 2020

    770 Technology founded as an owner-operator fintech studio.

  2. 2021

    Core ledger and identity stack reaches production.

  3. 2022

    Pennylime concept enters R&D.

  4. 2023

    Pennylime v1 launches to first customers.

  5. 2025

    Pennylime v2 ships. Second product enters development.